Disclaimer
Independent, educational, and upfront about our referral links.
Effective date: November 1, 2026
We're independent
Payroll Simply Explained is an independent guide run by Gabriel Brooks. We are not affiliated with, endorsed by, or sponsored by Gusto. "Gusto" is a trademark of its owner, used here only to describe the product we cover.
Referral links
Links to Gusto on this site and in our videos are referral links. If you sign up through one and run your first payroll, we may receive a reward from Gusto, and you may receive a bonus under Gusto's current referral terms. Using our link doesn't change what you pay Gusto. We recommend Gusto because we think it's a good fit for many small businesses, but the referral reward is a reason you should know about.
Educational content, not professional advice
Our videos and guides are for general education only. They are not tax, legal, payroll, accounting, or financial advice, and they don't create a professional relationship between you and us. Every business is different. Before making decisions, such as how to pay yourself, how to classify workers, or how to handle payroll taxes, speak with a qualified professional, like a CPA, enrolled agent, or attorney, about your own situation.
Cost calculator
The cost calculator on our homepage gives estimates only. It uses the plan prices listed on this site and does not include add-ons, state or local fees, or taxes. Your actual cost depends on your plan, your team, and Gusto's current pricing.
Comparisons are our opinion
Our comparisons of Gusto with other payroll providers reflect our own opinion based on our research and use. They may not include every provider, plan, or feature, and other services may suit your business better.
Check prices and terms with Gusto
Prices, features, plans, and offers (including the referral bonus) are set by Gusto and can change at any time. What you see here was accurate to the best of our knowledge when we published it, but it may be out of date. Always confirm current pricing and terms directly with Gusto before you sign up. Visit Gusto (referral link).
Screenshots and examples
Screenshots come from a real Gusto account, with private information blurred. Gusto's screens may look different by the time you see them.
No guarantees
We work to keep our content accurate, but we can't promise it's complete, current, or right for your business. You use the information on this site at your own risk. Our Terms of Use explain the limits of our responsibility.
Contact
Spot something out of date? Tell us at [email protected].